Simple ways to improve your credit score.
We’ve all seen them, FICO scores on the back of our credit card statements with a history chart and a number for each month. But what are they? What do they mean? Why should…
5/5
Our goal is to strengthen your finances with every loan.
Great rates
FAST PROCESS
SatisfIED CLIENTS
01
about us.
We are a family owned business and were founded in 2004. We love to help people find the BEST possible loans to fit their needs. Our mission is to consistently provide the best loan products and service levels by exceeding the highest expectations of my clients.
Will your current lender tell you not to refinance at a lower rate? Not likely. But we will, if staying with your current loan will save you more money. Contact us today! We are here to help.
Licensed by the California Department of Real Estate #1426472 NMLS # 255250
02
Our focus.
Our Focus is your satisfaction with the lending process.
Application
Details are important to the process. A strong application makes the process much faster.
Underwriting
Questions are answered, supporting documents and appraisal process is completed.
Funding
Closing documents are generated and signed, funds are wired, deed recorded.
Expectations
Exceeded!!! Happy clients for life! Friends and family now have a mortgage broker they trust.
Explore, Dream and Act
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Next
03
Loan Process in detail
We understand the requirements and guide you through the process.
1
online Application
Paperless, online, convenient and fast. Takes about 10 minutes. Once we receive it, we will contact you with any questions. Turbo charge the process: HERE.
2
Loan Status Tracking
Imagine being able to track your loan through the process in real time, anytime, and of course we are here if you have questions. Available on both purchases and refinances.
3
Closing your loan
When your loan is fully approved, your employment has been verified, and you are ready to close on your home, we will schedule a convenient time to sign the final documentation.
4
Congratulations!!
You can rest easy knowing you now have a great loan strengthening your financial future. You tell all your friends and family about your recommended mortgage broker!! Thank you!!
04
Why Select Us?
We understand your wants and needs and work towards that goal.
Rate
Watch
Watch
Nobody has a crystal ball, but we watch the rates like a hawk working towards attaining the lowest rate at the lowest price!
Comparing
Loans
Loans
We run the numbers on every loan that we do. Our loans will always be a benefit to your finances. If we can’t save you money. we will tell you!
Thinking outside
the box.
the box.
Every situation is unique and special. We look at each individual’s need as if they were our own family and guide. The ultimate decision is always yours.
Using technology
to work smarter.
to work smarter.
We leverage technology to improve the lending process. This improves the speed, convenience and reduces the hassles of the past while also helping to save the environment.
Quick
Turn times
Turn times
Did I mention speed? We’re fast! We’ve had loans cleared to close in as little as 4 days!
Highly
Regarded
Regarded
We want your reviews!! We want to make sure that you received exceptional service and that you tell everyone about your experience!! We appreciate your referrals!
Start your journey with us now
05
Testimonials.
Thank you for your feedback and your referrals.
I highly recommend Scott Vickers at The Mortgage Resource! When we asked him to refinance our home loan he secured for us a great interest rate by monitoring rates to get the best possible. Scott is professional, knowledgeable, efficient at what he does and gave us exceptional service!
- Sandy M
We’ve used Scott to refinance several times, and he is excellent. Very diligent about monitoring rates to get the best possible, and works hard to get the process completed quickly. Highly recommend!
- Anna G
“Scott is the best, professional and knowledgeable in his industry. Was able to guide me along through a refinance loan without to much pain (would rather go to the dentist daily, then get a loan). The escrow company told me that I have the nicest loan officer in the business, I can certainly agree with them.”
- Brianna B
06
Our Blog
The latest news and changes to the market can be found here.
News, Market Changes and Tips
The mortgage industry has changed a lot in the last decade and it pays to keep informed about the direction of thought from those who impact this investment environment.
We will do our best to keeps things short, informative and hopefully entertaining as well. Enjoy!
Is a lower rate always a good reason to refinance?
So the short answer is no, not always. Why not? Mortgages are amortized, which means that the payments are spread out over the length of the loan in equal amounts. Each month, even though…
Take the risk or lose the chance
When it comes to interest rates most people feel like they are in a foreign country, not knowing what is around the bend. This feeling, this fear, of not achieving the coveted best rate…
Subscribe to Updates
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Get in Touch
We would love to hear from you.
Where to find us
8118 Vista Drive, La Mesa CA 91941
Call for Appointment
CA BRE #1426472 NMLS # 255250
